Get the Home you Deserve, With ITIN Residential Loans

Pathway to Homeownership for Non-US Citizens?

For non-US citizens looking to buy a home, ITIN loans can provide a viable pathway to homeownership. These loans are designed specifically for individuals without a Social Security number, such as foreign nationals, expatriates, and DACA recipients, who may not qualify for traditional home loans.

One of the key advantages of ITIN loans is their flexibility. With FICO scores as low as 640, LTV up to 80%, and DTI up to 41%, more people can qualify for these loans. Additionally, a 6-month reserve is required, and the minimum loan amount is $200,000, while the maximum loan amount is $850,000.

ITIN loans are available for both purchase and rate/term refinancing of a primary residence, second home, or investment property, including SFR, PUD, condo, and 2–4 units. With ITIN loans, borrowers can achieve their dream of homeownership, even without a Social Security number.

In conclusion, ITIN loans offer a viable solution for non-US citizens who want to own a home. With flexible terms, competitive rates, and a range of property types eligible for financing, ITIN loans provide a path to homeownership that may not have been possible otherwise. If you're interested in learning more about ITIN loans, contact EstaR Mortgage today.


*All guidelines are subject to change by our broker source lenders without notice.