Happy Homeowners EstaR Mortgage

Why pay the Higher Rate?


Try Adjustable Rate Mortgage and lower your monthly payment!




Why an Adjustable Rate Mortgage?

Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.

Happy Clients at EstaR Mortgage

What is an Adjustable Rate Mortgage?

An ARM is an Adjustable Rate Mortgage. Unlike fixed-rate mortgages with an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically. The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM may be a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.


Contact Us!