Couple in new house choosing color for walls

Why pay the Higher Rate?

Try Adjustable Rate Mortgage and lower your monthly payment!

 

CF ARMs 510-460-1003

 

Why an Adjustable Mortgage Mortgage?

Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.

Adviser giving handshake to clients

What is an Adjustable Rate Mortgage?

An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically. The initial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM may be a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.

 

Your trusted local mortgage broker in Alameda and Oakland.

EstaR Mortgage is dedicated to your complete satisfaction.

If you have any questions regarding any of our mortgage services in Alameda and Oakland.
Please contact us at (510) 463-1003.

Sunset view of the Golden Gate Bridge and fog from Battery Spencer,  Golden Gate National Recreation Area, in San Francisco, California.

Contact Us!