Happy couple together on the beach

Want A Reduced Monthly Mortgage Payment That Disappears

We have hybrid loan options that lower monthly mortgage payments, then eliminate them altogether after 10 years* to improve cash flow and ease the transition into retirement.


✓ Transition from working too much to doing the things you love

✓ Get a potential lump sum cash-out on day one

✓ Avoid locking into a traditional 15-30 year mortgage during retirement

✓ Stay in the home you love on your terms**

✓ Make lower, partial interest-only monthly mortgage payments for 10 years

✓ After 10 years, monthly mortgage payments are not required*

Smiling woman hugging her husband on the couch from behind at home in the living room

Let’s optimize your home equity!






Island reverse Pagedads

Contact Chris Freck to find out more
(808) 989-9495 or chris@smartmoneyhawaii.com

1600 Kapiolani Blvd., Ste. 633 | Honolulu, HI 96814
NMLS #273384