EstaR Mortgage is an independent mortgage brokerage based in Alameda, California, serving homebuyers and homeowners across the East Bay, San Francisco, and the wider Bay Area. As a broker, we shop your loan across more than 30 wholesale lenders to find a competitive rate, and we are licensed in California, Oregon, and Washington.
Reviewed by Chris Freck, Certified Reverse Mortgage Professional (CRMP), CSA, MBA — NMLS #241125.
Bay Area communities we serve
- Alameda – our home base; FHA, VA, jumbo, conventional, and reverse mortgages for Island City buyers and owners.
- Oakland – jumbo financing for the hills and FHA options for first-time buyers across Oakland.
- Berkeley – financing for historic homes, condos near campus, and multi-unit properties.
- San Leandro – attainable first-time-buyer financing with FHA, VA, and low-down conventional loans.
- Hayward – affordable East Bay buying with FHA, VA, and possible USDA zero-down options.
- Fremont – jumbo and conventional loans for tech buyers, including complex income.
- San Francisco – jumbo financing, condos, and reverse mortgages for long-time owners.
Loan programs available in every area
Talk to a local Bay Area mortgage broker
Wherever you are buying or refinancing in the Bay Area, get a free, no-obligation rate quote. Call 510-463-1003 or apply online today.
EstaR Mortgage™, a DBA of Mutzig Management, Inc., NMLS #1547521. Christopher A. Freck NMLS #241125. Licensed in California, Oregon, and Washington. Equal Housing Opportunity. This is not a commitment to lend; all loans are subject to credit approval and property appraisal.