About EstaR

Your trusted mortgage partner in Alameda

Founded by Chris Freck, EstaR Mortgage is a premier Alameda mortgage lender dedicated to exceptional service and personalized solutions.

EstaR Mortgage
Simple, transparent, stress-free
Our mission

Make the mortgage process smoother

EstaR Mortgage exists to make home financing as smooth, transparent, and stress-free as possible for clients.

The team believes every borrower deserves access to strong mortgage options tailored to unique needs, circumstances, and future goals.

Personalized service tailored to your financial situation.
Competitive rates and access to a wide range of loan programs.
Expert guidance from experienced mortgage professionals.
Fast, efficient process with clear communication.
Why choose EstaR Mortgage?

Local experience, broader lending access

Alameda based

Local guidance for Bay Area borrowers with licensing across California, Oregon, and Washington.

Broker advantage

Access to multiple wholesale lenders instead of a single bank product shelf.

Senior expertise

Reverse mortgage knowledge led by a Certified Reverse Mortgage Professional.

Relationship focused

A practical, consultative process for buyers, homeowners, retirees, and referral partners.

Ready to talk?

15 minutes with Chris will tell you more than 15 articles online.

510-463-1003 Apply now